Cigna Expands Coverage for Home Phototherapy — No Restrictions

Great news for individuals living with chronic skin conditions — Cigna has officially removed restrictions on home phototherapy coverage, making this proven treatment more accessible than ever for 19.2 million members nationwide.

This major policy change means patients with psoriasis, eczema, and vitiligo can now receive safe, effective narrowband UVB home phototherapy treatment without unnecessary hurdles, helping them manage their skin conditions from the comfort of home.

Why Cigna’s Home Phototherapy Coverage Matters

Phototherapy is one of the most effective non-drug treatments for chronic skin conditions. Studies show that up to 80% of patients achieve significant improvement or complete clearance with consistent use.1 However, previous insurance restrictions often caused delays, required in-office treatment trials, or pushed patients toward more costly alternatives.

With Cigna’s new policy, members can now benefit from:

  • Faster access to treatment — no more mandatory in-office phototherapy trials before starting home therapy
  • Lower out-of-pocket costs — savings of up to 90% compared to office visits
  • Greater convenience and adherence — no need for 2–3 weekly trips to a clinic

This decision follows a similar move from Elevance Health (Anthem), meaning over 66.7 million Americans now have unrestricted access to home phototherapy.

A Milestone for Dermatology Care

“With both Cigna and Elevance now on board, this is a watershed moment for dermatologic care,” said Craig Stout, President of Phothera. “Millions more patients can now receive proven, effective treatment in the comfort of their own home — without unnecessary cost or access barriers. We remain committed to ensuring cost is never a barrier to treatment — working directly with insurance providers for coverage and offering financial assistance to eligible patients.”

Phothera’s Commitment to Expanding Access

At Phothera, our mission is to make home phototherapy for psoriasis, eczema, and vitiligo accessible to every patient who needs it. We partner with leading health insurers, support healthcare providers, and offer patient assistance programs to ensure cost and geography never stand in the way of clear skin and confidence.

Read the full press release here.

Looking to start home phototherapy with Cigna coverage?

Contact Phothera today to learn more about your insurance options and how to begin your treatment journey.

References

  1. Fernández-Guarino M, Aboin González S, Gonzalez-Cantero A, Arsuaga C, Lázaro P (2020) Phototherapy with Narrow-Band Ultraviolet B in Adult Psoriasis: A Study in Clinical Practice. J Clin Exp Dermatol Res. 11:521. DOI: 10.35248/2155-9554.20.11.521